The major differences in extended warranty coverage are not only what parts are covered, but just as importantly, where those parts come from. These are crucial details to think about when you are considering whether to purchase an extended warranty.
After all, an extended warranty that covers a limited number of parts is no good to you when you’re miles from home with a disabled vehicle.
When you’re in the decision-making phase of an extended warranty purchase, one of the most important things to understand is what parts are covered.
Bumper-to-bumper coverage is exactly as it suggests: anything that’s contained between the front and rear bumpers — with the exception of regular maintenance items, such as tires, brake pads and rotors, filters and the like — are protected.
There are major differences between less expensive — and more “catastrophic” — warranties that cover only major components and true bumper-to-bumper coverage. The more limited warranty may be less expensive and cover some major items if they fail. But, a bumper-to-bumper warranty can cover around 5,000 of the individual parts that make your car run.
Think about what’s more likely to happen when making your decision. Less comprehensive warranties are going to provide coverage for major items if they fail. Yes, they’ll likely cover a crankshaft if it failed during the normal operation of your car. Still, how often does that happen?
What’s much more likely to fail? One or several of the dozens of sensors that work together to keep your car running the way it should, or the thousands of O-rings and seals that keep fluids where they belong. That’s when a bumper-to-bumper warranty provides a great advantage over a less comprehensive warranty.
Nobody thinks about this crucial question when they’re making a decision to purchase an extended warranty. Most people are looking at what’s covered, for how long, and how much the warranty is going to cost every month.
You should consider carefully where replacement parts will come from. Do you want the same parts that are engineered for your car from the factory, or are you satisfied with an aftermarket part of unknown origin?
You’ve invested a lot of money into your automobile. You should expect that, if something goes wrong, the company that services your extended warranty is going to replace any defective parts with those that would’ve been used during the term of your original factory warranty.
A warranty that replaces parts with “like kind and quality” parts, often at dealerships or unauthorized garages that aren’t factory trained by the manufacturer, simply isn’t as valuable.
Consider these two questions when you’re shopping for an extended warranty, and you’ll find one type of warranty is going to be much more of an asset in the long run.
Chrysler Warranty Direct was started to help current owners of Chrysler, Dodge, Jeep, and Ram brand vehicles find the right extended, factory-backed warranty coverage at the absolute lowest cost without compromising quality. For more information or to get a free instant quote on your vehicle, visit our website.